Tailored Solutions for the Future You’re Building
At the JBK Mortgage Team, we believe your home financing should reflect your goals, your life, and your vision for the future. We provide access to a wide range of loan options and deliver personalized guidance every step of the way—making the mortgage process clear, confident, and built around you.
Buying a home is one of life’s biggest milestones, and the JBK Mortgage Team is here to make that journey smooth, transparent, and rewarding. From first-time buyers to seasoned homeowners, we offer personalized guidance, clear communication, and loan options designed to fit your goals and budget.
Refinancing with the JBK Mortgage Team is a smart way to take control of your financial future. Whether you’re looking to lower your monthly payments, shorten your loan term, or tap into your home’s equity, our team is here to guide you through every step with clarity and care.
The JBK Mortgage Team is dedicated to building strong, long-term partnerships with real estate professionals, providing the tools, communication, and support needed to help clients move from pre-approval to closing with confidence. We prioritize clear updates, fast turn times, and personalized loan solutions tailored to each buyer’s needs.
Who We are
Building Brighter Futures, One Home at a Time
Personalized guidance, competitive options, and a clear path to homeownership.
Led by Jordan Kingsbury, the JBK Mortgage Team serves clients across the Eastern US. by partnering with a leading independent mortgage banker, Vellum Mortgage, we offer competitive loan options and straightforward guidance tailored to your unique goals. Our mission is to make the mortgage process clear, efficient, and personal—helping you move forward with confidence in the future you’re building.
At the JBK Mortgage Team, our mission is to empower individuals, families, and communities by providing personalized mortgage solutions that make homeownership clear, accessible, and achievable.
Start Building the Future You’ve Dreamed Of
Take the first step toward making your homeownership dreams a reality. At the JBK Mortgage Team, we provide personalized guidance, competitive loan options, and a clear, efficient process designed around your goals. Apply today and let us help you move confidently toward the future you’re building.
What We Offer
Tailored Solutions Your Next Step
At the JBK Mortgage Team, we know every homeowner’s journey is unique. That’s why we offer a full range of loan options—each designed to fit different needs, goals, and lifestyles. Whether you’re buying your first home, upgrading to your dream home, or refinancing for a stronger financial future, our team provides clear guidance and personalized solutions to help you move forward with confidence.
- Conventional Loans
A versatile loan option not backed by the government, ideal for borrowers with solid credit and stable income.
- Typically require a minimum of 3–5% down
- Competitive rates for qualified borrowers
- Flexible terms (fixed or adjustable)
- Great for primary residences, second homes, or investment properties
- FHA Loans
Government-backed loans designed to make homeownership accessible to more borrowers and first time homebuyers.
- Low down payment options (as little as 3.5%)
- More flexible credit requirements
- Requires mortgage insurance premiums
- Popular with first-time homebuyers
- VA & USDA Loans
Government-backed options that make homeownership possible with no down payment required.
- VA Loans: For veterans, active-duty service members, and eligible spouses
- USDA Loans: For qualifying rural/suburban buyers with income and property restrictions
- Both offer low fixed interest rates
- Jumbo Loans
For homes that exceed conventional loan limits, offering financing for higher-priced properties.
- Higher amounts than conventional limits
- Often require stronger credit and larger down payments
- Available with fixed or adjustable rates
- Ideal for luxury or high-cost market homes
- Fixed-Rate Mortgages
Loans with a stable interest rate that never changes over the life of the loan.
- Predictable monthly payments
- Terms usually range from 10 to 30 years
- Great for long-term planning and stability
- Popular with first-time and repeat buyers
- Adjustable-Rate Mortgages
Loans with an initial fixed rate that adjusts periodically after a set term.
- Lower initial interest rates compared to fixed-rate loans
- Initial fixed period ranging from 5–10 years
- Rate adjustments depend on market
- Ideal for short-term homeowners or those expecting future income growth
- Bridge Loans
- Departing Residence: Tap into your current home’s equity to finance your new home, providing flexibility and cash flow during the transition.
- Acquiring Residence: Move fast in competitive markets, securing your new home before your current property is sold.
- GBC (Guaranteed Backup Contract)
- Get Your Guaranteed Offer
- Unlock Your Buying Power
- Shop with Confidence
- Sell for Top Dollar
- DPA (Down Payment Assistance loans)
- Loans - These are extra loans layered on top of your main mortgage.
- Grants are basically free money — you don’t pay it back, ever.
- 100% financing options
- Non-QM loans
- Self-employed borrowers with variable income
- Real estate investors
- Borrowers with high assets but low monthly income (asset depletion)
- Borrowers with recent credit events (e.g. foreclosure or bankruptcy)
- Construction-to-permanent loan (co-perm)
- Covers the cost of building the home (during construction)
- Converts to a regular mortgage once the home is finished
- VA & USDA Loans
Government-backed options that make homeownership possible with no down payment required.
- VA Loans: For veterans, active-duty service members, and eligible spouses
- USDA Loans: For qualifying rural/suburban buyers with income and property restrictions
- Both offer low fixed interest rates
- Adjustable-Rate Mortgages
Loans with an initial fixed rate that adjusts periodically after a set term.
- Lower initial interest rates compared to fixed-rate loans
- Initial fixed period ranging from 5–10 years
- Rate adjustments depend on market
- Ideal for short-term homeowners or those expecting future income growth
- DPA (Down Payment Assistance loans)
- Loans - These are extra loans layered on top of your main mortgage.
- Grants are basically free money — you don’t pay it back, ever.
- 100% financing options
Why Choose Us
Your Home, Your Future, Our Commitment
Choosing the right mortgage partner can make all the difference. At the JBK Mortgage Team, we combine personalized guidance, competitive loan options, and a commitment to clarity to ensure your financing journey is smooth and stress-free. From first-time buyers to seasoned homeowners, we’re here to help you achieve your goals with confidence.
Your financial journey is unique—and so is our approach. We take the time to understand your goals and match you with solutions tailored to your needs.
We have access to a wide range of lenders and programs. That means we can secure competitive rates and terms designed with your future in mind.
Financing doesn’t have to be complicated. Our innovative tools and dedicated loan officers streamline the process from application to closing, keeping things simple and transparent.
Testimonials
Helping Clients Reach Their Goals
What Our Clients Have to Say
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